Road Trip Sanity Survival

roadtrip“Are we there yet?” are some of the most dreaded words in the parent, child relationship. It often seems that these words are uttered before you’ve even left the driveway (although the same dynamic could apply to air or train travel as well). Read more…

Get a Job!

JobSearchNewspaperWhile school may be out, the learning continues, especially when it comes to family finances. The summer presents a unique opportunity to teach your kids about the value of money- by letting them earn some of their own through summer jobs. Read more…

Save on Gas!

gasIf you own a car, a large portion of your income likely goes towards gas. With gas prices high- and climbing even higher, the amount you need to shell out to get from point A to point B can punch a serious hole into your budget.

There are ways to shave down on that gas budget though- to keep both your wallet and your tank full. Read more…

Get the Points?

keep-calm-and-earn-pointsIn need of a gift? Thinking of a family outing to a nearby theme park, but find the prices prohibitive? Contemplating a weekend getaway, but can’t afford costly hotels or rental cars?

You need look no further than to the plastic in your wallet. Not the credit card kind- or even the debit card. No, your passage to merchandise, services and travel lays in your rewards cards. Read more…

Staycation: Have Fun, Relax and Save Money

staycation1Vacation plans this summer? Perhaps you are planning on hitting the open road with the family? Or maybe travelling for your vacation this year is not in the budget (and with the cost of gas these days, more and more people are opting to stay put). Read more…

Create your Own Outdoor Cinema

MillerOutdoorTheatreRemember the old days, when drive-in movie theatres populated many highways and an evening out with the family was a major event, complete with snacks, your favourite movies and fresh summer breeze all around you? They still exist, but are harder to track down. Read more…

What are you doing on Canada Day?

canada-day-flagCanada’s birthday is just around the corner. How do you plan to celebrate? For the frugal reveller, Canada Day means free (or nearly free) celebrations from dawn to dusk. Read more…

You vs. Debt: How to Win the Battle

76.81231ef05305be579d55a28905666933You’ve been trying your level best, but just can’t seem to stay ahead of your debt.  You’re meeting your debt obligations, but barely, and you feel like every financial move you make is not taking you in the direction that you’d like.

Don’t lose heart. There is always hope, and there is always help. Read more…

The Frugal Diner

dining-out-frugallyAre you a foodie who relishes the experience of eating out and trying new things? Do you frequently meet with friends and co-workers in restaurants? Read more…

Five Reasons to Tweak Your Budget

euros_growthOne of the staples of a good budget is to commit to revisiting it on a regular basis (quarterly is generally a good interval).

Reason being, is that while you are working on the business of paying down your debt and/or bulking up your savings,  you are carrying on the business of living your life. Your budget may or may not be working well, according to what is going on around you. Read more…

Camping

Budget-Camping-11Depending on the age and stage of your child, with the summer months approaching, you may be facing a bit of a child care dilemma. Read more…

Budget BBQ

4ddacb91d6237.imageAs we open our doors and head outside in comfort, so begins the outdoor dining season.

Perhaps you’ve been stuck indoors over this rather arduous winter, and are longing to have family and friends congregate in your backyard for a little BBQ feast? The problem is, hosting an event can be quite expensive and may not fit entirely in your budget. Read more…

Cut Costs? You Can Trim More!

reduce-costWe all want to save money. You may have set a budget and, despite following it, feeling like you are not getting as much mileage as you might like to out of your money. Read more…

Do I Have What it Takes to Sell my Own Home?

Home for saleWhen it comes to being frugal, a general rule to save money is to DIY wherever you can. But are all tasks translatable, or are there some things that are more effectively (and more profitably) handled by a professional? Read more…

Being Frugal is Different than being Cheap

village-of-frugalityThere is a difference between being cheap and being frugal. A big difference.

Being “cheap” has negative connotations, and conjures images of being inflexible and unwilling to part with money, regardless of amount. It’s a perception. Read more…

Should Frugal Folks Tip?

tipping_blog_gamemaki_com1You’ve made changes and committed to a frugal lifestyle. After going through your spending with a fine-toothed comb, you sliced and diced, sacrificing extras in the sake of keeping your budget intact.

So how do you justify spending when it comes to tipping? Read more…

Teacher Gifts: Thoughtful and Frugal

colorful-crayon-letter-craft-photo-420-FF0611OUT_W01The home stretch is in sight for the school year, and with it comes another round of expenses, including gifts and end-of-year celebrations.

Another item to include in your budgeting is tokens and tributes for your child’s teachers. However, it is worthwhile to take a few minutes to plan these purchases out. They are truly about meaning and message, and not about spending. Read more…

Car Shopping? How to Get the Best Deal

couple-car-shoppingHas your current car driven its last kilometer? Does your lifestyle require that you change the type of automobile? Perhaps you are transferring from a pedestrian lifestyle towards a commuter lifestyle? Read more…

Don’t Let Prom Drain Your Wallet

prom_datesAs school winds down for the year, plans for celebrations of all kinds begin. For you (or for someone you know) does this end-of-school season include a prom or graduation party? Read more…

The Frugal Vacationer

job-seekers-vacationSummer is just around the corner. Have you given much thought about your vacation? While often in the extra-spending category, family vacations can be a centre for memories to treasure- especially if you incorporate traditions.

You too can go on vacation- without breaking the bank- and without loading up your plastic! Read more…

How Does Your Garden Grow? Frugally!

6566035As we inch closer to the end of May, the frost is likely gone (hopefully!) and it’s time to start thinking about greenifying your yard or outdoor space.

Beware though. It is really easy to get caught up when planting your garden (although in all honesty, you deserve loads of plants and flowers after that harsh winter!). Expenses can rack up quickly, so plan ahead and employ a little ingenuity. Read more…

Congratulations Graduate! Now it is Time to Learn About your Finances

sad-grad_new_largeAre you a recent graduate or gearing up to graduate this spring? While finishing your education is a huge accomplishment, and you are no doubt proud of the accomplishment, you may be feeling slightly daunted at the prospect of transitioning from student to employee- and some of the financial responsibilities that will soon be coming your way.

So how to proceed, once you’ve removed your cap and gown? Read more…

Stage your House on a Dime

Family-room-fireplace1Spring is the busy season in real estate, so if you are planning on selling your home, you avail yourself of more buyers. The problem though- is that there are generally more sellers as well.  How can you get top dollar for your home and make it stand out from the competition? Read more…

The Real Reason the Customer is Always Right

buyer_bewareYou’ve done everything right. Set your budget- and stuck to it. But- what if you spent money and didn’t get what you wanted or expected in return?

The customer is always right, right? Beyond that, the customer has support should something go awry in their purchase of a product or service. Read more…

Five Frugal Ways to While Away a Rainy Afternoon

dragonflies-rainy-day-fairies-896310As we wait for these showers (which seem to have moved directly from March to April) to bring spring flowers, you may feel like the walls are closing in around you on yet another rainy afternoon, as your children get louder, and the hours get longer. Read more…

Don’t Forget Your Own Mom on Mother’s Day

Happy-Mothers-DayWith Mother’s Day just around the corner (May 11, to be precise) there is no time like the present to start thinking about how you are going to celebrate mom.

Chances are, you are a mom yourself- so you are looking ahead to how your family will celebrate you. But what about your mom? Read more…

Cutting Costs Can be Dangerous and Expensive. Beware

cutting_cost_450While cutting costs is always commendable when trying to maintain a frugal lifestyle, there are certain areas where you should never cut corners. As a rule, if it is going to compromise your safety, cause you discomfort or cost you more money in the long run, it is worth spending a little more in the moment.

There are times that a deal is no deal at all. Read more…

Expecting a Tax Refund?

taxrefunddoneYou’ve likely often played out the scenario in your head. What would you do with extra cash? This daydream often involves huge cash windfalls, like winning the lottery, or receiving a sizeable inheritance from a long-lost relative. Read more…

Get Organized to Save Money

professional-organizers-in-san-diego2You want to have more money every month, right? You’d like to save more on your expenses, right? Why is it that, come month’s end, sometimes it is a bit of a scramble (or at least your balance sheet does not look as rosy as you’d like)?

Your barrier to financial success may be as simple as a lack of organization in your home. Read more…

Five Cheap but Nutritious Foods

expensive-healthy-eating-400x400Okay. So you’ve had it with the tally that rings up at the cash register every week at the grocery store. You try your best to use coupons and buy items on sale, but find that they maybe are not making as much of an impact as you’d like. Read more…

How to Save Money as a Bridesmaid

BridesmaidsAre you always the bridesmaid? No doubt you are delighted for your BFF(s) and their impending nuptials, but the cost of participating in a wedding party can be enormous. Read more…

Spring is Here! Get out and Enjoy!

KiteNow that spring has finally sprung, it’s time to get out of the house and free yourself from hibernation (which this year was particularly long and harsh).

As this winter was so oppressive, the inclination is to race out and take advantage of every opportunity right now. Urgency begets extra spending- so here are some frugal ideas to say goodbye to winter and usher in spring! Hooray! Read more…

Getting Married? Cut Costs for Your Big Day

wedding-budget-savingsPrime wedding season is almost upon us, and if you are getting married this year, you are likely in full planning mode.

Weddings are notoriously expensive and it is easy to get carried away with extras (that add up quickly). It is essential to set a budget and to stick to it very closely. Here are some hints on how to do that: Read more…

CANADIAN TIRE CORPORATION, LIMITED - Canadian Tire UnveilsCamping sale at Canadian Tire

Enjoy the great outdoors

More info here Read more…

untitledBuy 3, get 3 at The Body Shop

Great summer deals

Find out more here Read more…